Life insurances for the self-employed

The MyBox Vida Negocios solution offers a ready-made package with key covers to protect you, your family, your business and your business partners exclusively, paying the same monthly premium for the first 3 years.

We want to make your life easy in the face of contingencies. That’s why we guarantee a daily income in the event of a temporary disability, so that you’ll be able to meet your daily expenses. The compensation will vary depending on the days stipulated on the barometer for each of the pathologies covered.

You will also be protected in the event of serious illnesses, cancer or a heart attack. In these situations, you can claim 50% of the capital sum payable for death and therefore keep up your usual revenue.

We offer an exclusive coverage of double the capital sum in the event of death or a total and permanent disability caused by an accident.

Life insurance to protect the self-employed, business partners and other persons who are critical for your business continuity.

You’ll enjoy great flexibility in choosing the coverage and capital sums based on your own needs or those of the persons who are critical for your business and even your family’s needs.

You can also receive income in the event of temporary disability to meet your daily expenses. In the event of a serious illness, you can claim early surrender of part of the capital sum foreseen for death.

Make sure that in the worst case scenario, your family will have enough to meet all the expenses.

We offer peace of mind and protection for you and the people you most trust, regardless of whether you have an employment relationship with them, in the event of different levels of disability.

VidaCaixa Negocios is the best solution to guarantee the safety of our self-employed customers and their business partners or critical persons without an employment relationship with the policyholder.

This life insurance also gives protection and safety to CaixaBank’s micro-enterprises.

Keeping your business safe and worry-free is our top priority. In the event of a temporary disability, you’ll have a daily income for you to meet your expenses.

VidaCaixa Convenios is a tool to insure businesses and their workers with an employment relationship with the policyholder.

We insure the duties laid down in the industry collective bargaining agreement you belong to if there’s compensation payable for the death or disability of one of your workers.

We protect your employees’ personal details. Being an insurance with unnamed insured, you only have to report the number of workers you have.

This life insurance is for small and medium-sized enterprises and sole traders with employees and for people over 16 and under 65 who have an employment relationship with the business but are not afflicted by a disablement situation.

We cover the pension commitments with workers in an employment relationship with the policyholder.

We offer tax reliefs as the premiums count as a deductible business expense.

We protect your employees against the risks of death or different levels of disability caused by an accident or illness.

You can upgrade the terms of the industry collective bargaining agreement and the social benefits of your business, which will gain more loyalty from your employees.

SEVIAM Negocios Empresas guarantees the safety of your business against contingencies, to protect your own financial stability and that of your business and family.

We guarantee the repayment and cancellation of business loans or lines of credit taken out by the business, covering the business partners who are involved in them.

Make sure you debts are covered in the event of death or total permanent disability as well as the payment of the loan installments in the event of temporary disability.